LTD Co&SPV

Buy-to-Let Mortgages for Limited Companies & SPV Landlords

Achieve your property investment potential.
��˾�� - Getting it done.

Structured Lending for Investors

More property investors than ever are choosing to purchase Buy-to-Let investment properties through specifically formed Limited Companies or Special Purpose Vehicles (SPVs). At ��˾��, we provide specialist mortgage solutions tailored to Limited Companies and SPV landlords looking to structure their investments for maximum efficiency and long-term growth.

What is an SPV?

A Special Purpose Vehicle (SPV) is a type of Limited Company specifically set up to purchase, manage, and hold investment property.
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SPVs are widely used by landlords who want a more tax-efficient and scalable way to manage their portfolios, separate business liabilities, or involve multiple directors/shareholders in property ownership. Independent tax advice is recommended.

Why Invest through a Limited Company or SPV?

Separation of Personal and Business Assets: Liability is limited to the limited company and not in a personal name.
Scalable Ownership Structure: Ideal for joint ventures or family trusts.
Future Planning: Easier to transfer ownership or sell shares than selling individual properties

How ��˾�� Supports Limited Companies & SPV Landlords

Whether you’ve just set up your SPV or have a seasoned property investment business, we’re ready to support your ambitions with:

Loans available up to £20 million and up to 75% LTV
Expert knowledge and flexible underwriting for corporate structures
Complex ownership models and layered companies including trusts considered
Wide Range of Assets Considered, Including HMOs, MUBs, and Mixed-Use Developments

Our specialist team understands how Limited Companies & SPVs work and will guide you through the lending process efficiently and with clarity.

Speak to a Lending Specialist

Why Global Investors choose ��˾��?

Specialist Lending for Complex Company Setups

We lend to Limited Companies and SPVs, offering flexible solutions no matter how complex the ownership structure may be.

High loan amounts

Borrow up to £20 million, with competitive terms and up to 75% loan-to-value.

Flexible asset classes

We fund a wide range of properties including HMOs, MUBs, and mixed-use developments.

Complex structures considered

We support SPVs, offshore entities, and discretionary trusts - ideal for sophisticated investors.

Tailored lending solutions

Dedicated underwriters and fast-track approvals give you clarity, speed, and confidence.

FAQ's

Find quick answers to all your ��˾�� queries! Explore our FAQ section for guidance on accounts and More

Frequently Asked Questions

Do you lend to Limited Companies and SPVs for Buy-to-Let purposes?

��˾�� actively supports Limited Companies and SPVs purchasing or refinancing Buy-to-Let properties. This includes both newly established and long-standing entities used solely for property investment.

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What is an SPV and why do clients use them?

A Special Purpose Vehicle (SPV) is a type of Limited Company created specifically for property investment. Many landlords use SPVs for tax efficiency, simplified accounting, and separation of personal and business assets. ��˾�� understands this structure and supports SPVs as standard.

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Do you accept layered or complex ownership structures?

We regularly lend to companies with layered ownership, multiple directors/shareholders, or offshore elements, provided the structure is transparent and meets our due diligence requirements.

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Are the lending terms different for Limited Companies compared to individual borrowers?

Our Limited Company Buy-to-Let products offer competitive rates, up to 75% LTV, and access to the same wide range of property types, including HMOs, MUFBs, and Mixed Use Developments, with no pricing penalty for borrowing via a company structure.

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Can you work with newly incorporated SPVs with no trading history?

We’re happy to support newly incorporated SPVs, as long as the directors and shareholders are clearly identifiable and meet our experience or financial strength criteria. No prior trading history is required.

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